Tuesday, 29 September 2009 22:19
by
Andy M
If you have had the experience of watching your young children spend money the minute it hits their hand, you may be worried about their spending/saving habits when they are adults. Here are a few pointers to begin to teach them about being financially responsible. [More]
Friday, 18 September 2009 21:07
by
Andy M
I’m sure you have noticed the effect of the recession on your lifestyle. Maybe you don’t eat out as much, have curtailed vacations, and are trying to stash as much money as possible in your savings account – “just in case.” I want to share a little of my research with you to help you feel a little better about the economy. [More]
Monday, 27 July 2009 08:38
by
Andy M
Saving money is hard and saving money out of your budget when the cost of what you have to buy keeps going up is even harder. Sometimes though, it is best to look for [More]
Monday, 13 July 2009 10:46
by
Andy M
Choosing to save can be rather difficult, especially with today’s mentality of keeping up with your circle of friends. Many times these decisions to spend are impulse buys that are justified with the simple response, “I need this and everyone else has it.” [More]
Tuesday, 30 June 2009 17:07
by
Andy M
If you followed the planning ideas for the first six months, you are on the path to good financial planning habits. If you haven’t quite completed the all the planning tasks, don't worry, you still have ample time remaining to get on track for the rest of 2009. For July through September, here are a few ideas to consider each month as part of your month by month financial planning process. [More]
Monday, 22 June 2009 13:44
by
Andy M
Buying a car shouldn’t be an impulse decision, so don’t start the process by driving to the dealership. You will leave with a car you really shouldn’t have bought, at perhaps not the best price and likely a payment a little more than you can really afford. Your first step in the process should start with an assessment of what you really want to buy and how much you can afford. If you don’t you might end up with buyer’s remorse. Try following these simple tips when you are ready to by your next car and you will likely have a much longer feeling of happiness about your car purchase. [More]
Monday, 8 June 2009 13:58
by
Andy M
Saving money is hard and saving money out of your budget when the cost of what you have to buy keeps going up is even harder. Sometimes though, it is best to look for many small, incremental changes versus one big change. The one big change is usually not that probable. So, here are a few ideas to save everyday in a few important areas…
Savings money is hard and saving money out of your budget when the cost of what you have to buy keeps going up is even harder. Sometimes though, it is best to look for many small, incremental changes versus one big change. The one big change is usually not that probable. So, here are a few ideas to save everyday in a few important areas… [More]
Friday, 1 May 2009 15:48
by
Andy M
The second quarter is already 1/3 of the way gone and I didn’t get the 2nd quarter planning guide tips posted. So you may have to double in May but here are a few ideas for the 2nd quarter on your quest to have monthly financial planning goals or objectives. [More]
Thursday, 16 April 2009 13:45
by
Andy M
During these economic times, it can be easy to look short term and not see the longer term ramifications of financial actions you may take. Try to avoid these potential pitfalls or at the minimum talk to a financial advisor who can help you navigate your troubled financial times. [More]
Friday, 20 February 2009 14:14
by
Andy M
If you haven't read the previous blog post, read it first and then think about these five options for your tax refund. [More]