Tuesday, 29 September 2009 22:19
by
Andy M
If you have had the experience of watching your young children spend money the minute it hits their hand, you may be worried about their spending/saving habits when they are adults. Here are a few pointers to begin to teach them about being financially responsible. [More]
Friday, 18 September 2009 21:07
by
Andy M
I’m sure you have noticed the effect of the recession on your lifestyle. Maybe you don’t eat out as much, have curtailed vacations, and are trying to stash as much money as possible in your savings account – “just in case.” I want to share a little of my research with you to help you feel a little better about the economy. [More]
Thursday, 3 September 2009 13:13
by
Courtney
The need to make a major purchase pops up in everyone’s life from time to time. Whether it is a car, television, furniture, or family vacation; consumers are analyzing these purchase decisions now more than ever. [More]
Monday, 10 August 2009 14:41
by
Chuck
In 2008, the Housing and Economic Recovery Act was passed, which allows a tax credit of 10% of the purchase price of the home, up to $7,500, for any first-time homebuyer, who purchases a home prior to December 31st, 2008. This program was enhanced for homebuyers who purchase a home in 2009 prior to December 1st and, unlike the previous version that had to be repaid, this credit (10% or $8,000 for 2009) is available without repayment as long as you occupy the home for 36 months after the date of purchase. Here are some additional points to consider: [More]
Monday, 27 July 2009 08:38
by
Andy M
Saving money is hard and saving money out of your budget when the cost of what you have to buy keeps going up is even harder. Sometimes though, it is best to look for [More]
Monday, 13 July 2009 10:46
by
Andy M
Choosing to save can be rather difficult, especially with today’s mentality of keeping up with your circle of friends. Many times these decisions to spend are impulse buys that are justified with the simple response, “I need this and everyone else has it.” [More]
Monday, 6 July 2009 11:31
by
Jacki
Most children learn about money through school and the media. The majority of schools are very busy with required curriculum and many times financial literacy is either briefly covered or not covered at all. The media teaches children that their worth is based on the amount of money they have. As a parent, it is very important to instill a sound sense of money in your children. Even if you struggle with money, it is important that you set an example for your children and teach them not to make the same mistakes that you may have. [More]
Tuesday, 30 June 2009 17:07
by
Andy M
If you followed the planning ideas for the first six months, you are on the path to good financial planning habits. If you haven’t quite completed the all the planning tasks, don't worry, you still have ample time remaining to get on track for the rest of 2009. For July through September, here are a few ideas to consider each month as part of your month by month financial planning process. [More]
Monday, 22 June 2009 13:44
by
Andy M
Buying a car shouldn’t be an impulse decision, so don’t start the process by driving to the dealership. You will leave with a car you really shouldn’t have bought, at perhaps not the best price and likely a payment a little more than you can really afford. Your first step in the process should start with an assessment of what you really want to buy and how much you can afford. If you don’t you might end up with buyer’s remorse. Try following these simple tips when you are ready to by your next car and you will likely have a much longer feeling of happiness about your car purchase. [More]
Monday, 8 June 2009 13:58
by
Andy M
Saving money is hard and saving money out of your budget when the cost of what you have to buy keeps going up is even harder. Sometimes though, it is best to look for many small, incremental changes versus one big change. The one big change is usually not that probable. So, here are a few ideas to save everyday in a few important areas…
Savings money is hard and saving money out of your budget when the cost of what you have to buy keeps going up is even harder. Sometimes though, it is best to look for many small, incremental changes versus one big change. The one big change is usually not that probable. So, here are a few ideas to save everyday in a few important areas… [More]
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