Tuesday, 17 November 2009 16:59
by
Andy
Maybe you have decided to stay in your current home and renovate or build an addition. The burning question is which home improvements will add value to your home if you decide to sell. Following are a few general valuations to consider with home improvement projects. [More]
Wednesday, 28 October 2009 09:27
by
Andy
Retiring early sounds good to many boomers who want to move on to their next phase of life. However, one obstacle to realizing that dream is how to be covered by health insurance until becoming Medicare eligible. Don’t let that be the one item that keeps you from realizing your dream. Here are a few ways you might be able to get coverage until Medicare. [More]
Friday, 9 October 2009 13:02
by
Andy
Should I invest? Should I not invest? Will the market rebound in my timeframe? Should I invest only in safe money market funds or can I add some risk to my portfolio? These are questions investors ask themselves during a recovery period, such as the one we are in. [More]
Tuesday, 29 September 2009 16:06
by
Andy
There is a lot of conflicting information about living trusts. Some experts say you must have one to keep your estate out of probate court. Other experts say there is no benefit whatsoever to having a living trust. I did a little research and will try to list some advantages and disadvantages of living trusts so you can consider what is best for you. [More]
Thursday, 10 September 2009 22:08
by
Andy
As we muddle though this recession, here are 5 strategies to think about if you: (a) aren’t happy with the performance of your investments over the past year; or (b) are looking for ways to avoid finding yourself in this same position in the future. [More]
Thursday, 13 August 2009 15:43
by
Andy
People devote several hours to planning their retirement. They seek expert advice and watch the performance of their investments regularly but when it comes to naming a beneficiary, it is often done as an afterthought. If you don’t take into consideration this very important step of correctly naming a beneficiary(s): your wishes may go unheeded, your family may suffer because of difficult decisions that might need to be made, taxes that could have been avoid may reduce the value of your estate or your estate could very likely end up in court. [More]
Monday, 13 July 2009 10:16
by
Andy
Are you ready to invest more in your retirement savings but just not sure where you will find the extra dollars to invest? Sometimes the best way to increase the funds [More]
Wednesday, 24 June 2009 10:39
by
Andy
What is long term care insurance? How does it work? Who can it help? What should you consider if you decide to purchase long term care insurance? All of these questions are relevant regardless of your age if you are considering this possibility. A decision about long term care insurance is an important part of financial planning. The big reality is that healthcare costs can devastate retirement finances. [More]
Monday, 8 June 2009 13:44
by
Andy
Investing in any economic situation can be difficult and the current environment only heightens how the following mistakes can cause you long term problems if you don’t avoid them. [More]
Thursday, 14 May 2009 15:26
by
Andy
A simple rule for the amount of income you can withdraw from a well diversified portfolio in normal economic situations is about $4,000 of income per year for every $100,000 invested. [More]