Cash Rewards Checking

If you like receiving incentives for the things you do, take a look at our Rewards Checking Account options. We have two to choose from, Cash Rewards and Interest Rewards. With a Cash Rewards Checking Account, you’ll earn straight cash for the things you do. All of FORUM’s checking accounts come with unlimited check writing and free branch transactions. Our Cash Rewards Checking Account has access to over 1,400 service center branches and more than 4,500 surcharge free ATMs nationwide.

Monthly Rewards:

• 10¢ for every signature-based debit card transaction
• 50¢ for receiving your statements electronically
• Earn cash for having larger checking account balances
  $2,500 average daily balance - $1.50
  $3,000 average daily balance - $2.00
  $5,000 average daily balance - $5.00
• ATM rebates of $2.00 per transaction after first 4 free non-FORUM ATM transactions - up to 4 per month
• Bonus program of $1 per month for having $100,000 balance in deposits

Yearly Rewards:

• Refund of additional 1% on any interest paid on loans during the year
• Deposit premium of a 10 point bump for 4th quarter deposits in basic share savings

Account Features:

• No monthly fee
• No minimum balance
• Free Online Banking and free Bill Pay
• Must maintain a $1,500 average daily checking account balance to receive rewards
• Receive 4 free PIN based debit card transactions per month by having an average daily checking account balance of $1,500 or more**

Use our Rewards Checking Calculator to see which Rewards Checking Account fits you best!

**Average daily balance is calculated by adding the account balances at the end of the day together and dividing the total by the number of days in the month.  Yearly rewards are based on the account’s December average daily balances only. 
Rewards are deposited monthly into the checking account. Rewards are credited to the account as interest and will reported to the Internal Revenue Service on a 1099-INT. Members are responsible for any personal tax liability related to participation in the program.