Mortgage Options

At FORUM Mortgage, we’re happy to help you with all of your mortgage needs, from home purchasing to refinancing and debt consolidation.  Use the Mortgage Calculators on the next page to help you determine how much you can borrow, what your payments will be, and more.  Applying for a mortgage online is simple.  Click on the Apply Online button under Your Toolbox to apply for your home loan today! 

Visit our Mortgage Center to get a rate quote, apply for a mortgage, check the status of your application, and more.

Purchase Loans
FORUM offers low down payment programs for borrowers with excellent credit.

FHA Loans
An FHA (Federal Housing Administration) Loan is a great option for those with perfect or less than perfect credit.  You may qualify for an FHA Loan with as little as 3.5% down and the down payment can even be a gift from a relative.  Standard and streamlined FHA refinancing options are also available.

Jumbo Loans:
This refers to any loan amount over the conforming limit set each year by Fannie Mae.

Construction/Perm Loans:
Planning to build? This loan includes one closing, and you make interest only payments during the construction phase.

Home Equity Loans:
These are interest only lines of credit (HELOC). Click here for information on our Home Equity programs.

Swing Loans:
Use the equity in your existing home as the down payment for the new home you want to buy now.  Swing Loans have interest only terms and you can defer your payments for 6 months.