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Checking Savings Certificate/IRA Auto Loan Mortgage

Savings and Special Savings Account Rates

Average Daily Balance Dividend Rate* Annual Percentage Yield*
$100 - $4,999 0.15% 0.15%
$5,000 - $24,999 0.25% 0.25%
$25,000 - $74,999 0.35% 0.35%
$75,000 or greater 0.45% 0.45%

Prestige Money Market Account Rates

Average Daily Balance Dividend Rate* Annual Percentage Yield*
$0 - $4,999 0.20% 0.20%
$5,000 - $9,999 0.40% 0.40%
$10,000 - $24,999 0.50% 0.50%
$25,000 - $49,999 0.70% 0.70%
$50,000 or greater 0.90% 0.90%

Platinum Money Market Account Rates

Average Daily Balance Dividend Rate* Annual Percentage Yield*
$0 - $49,999 0.30% 0.30%
$50,000 - $74,999 0.995% 1.00%
$75,000 - $99,999 0.995% 1.00%
$100,000 - $249,999 1.14% 1.15%
$250,000 or greater 1.29% 1.30%

Crossover Money Market Rates

Minimum Balance Term Dividend Rate* Annual
Percentage Yield*
$10,000 6 months 0.995% 1.00%
$25,000 6 months 1.19% 1.20%
$50,000 6 months 1.39% 1.40%

IRA Savings

Average Daily Balance Dividend Rate* Annual Percentage Yield*
$0 - $2,499 0.25% 0.25%
$2,500 - $4,999 0.35% 0.35%
$5,000 - $24,999 0.45% 0.45%
$25,000 - $74,999 0.55% 0.55%
$75,000 or greater 0.65% 0.65%

Health Savings Account Rate

Required to Earn Dividends Dividend Rate* Annual Percentage Yield*
$0 0.00% 0.00%

Health Savings Money Market Account Rates

Average Daily Balance Dividend Rate* Annual Percentage Yield*
$0 - $1,999 0.00% 0.00%
$2,000 - $2,999 2.00% 2.02%
$3,000 - $4,999 2.25% 2.28%
$5,000 - $7,499 2.50% 2.53%
$7,500 & greater 3.00% 3.05%

Santa Savings

Required to Earn Dividends Dividend Rate* Annual Percentage Yield*
$0 0.30% 0.30%

Weekly 5 Club Rate

Required to Earn Dividends Dividend Rate* Annual Percentage Yield*
$25 1.24% 1.25%

CommonCents Savings Rate

Required to Earn Dividends Dividend Rate* Annual Percentage Yield*
$0 2.96% 3.00%

Rates as of 11/1/2009.

*Rates are subject to change without notice. See the appropriate fee disclosure and deposit rate sheet for minimum balance requirements and dividend information.