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Tell us about the changes you are making in your financial life while taking the SaveItUp Challenge, and you could be a featured saver. By submitting to become a featured saver, you will be completing one financial STEP in the Challenge. Plus, if you are featured, you will receive Dave Ramsey's The Total Money Makeover book. Click here to email us your story.
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One change I have made in my spending habits is to “save the savings.” It works like this: you have your shopping list, and you’ve grabbed your cash from your grocery envelope. Now, it’s time to hit the store. But, wait! Do you have your shopper’s cards – you know? the ones that give you automatic savings at checkout? Okay, good, you’re ready to go.
Now you’re all done with your shopping, and that little receipt shows that, thanks to your shopper’s card, you’ve saved $15.13! Awesome! Here is where “saving the savings” comes in…instead of spending that savings someplace else, immediately (or as soon as practical) head to FORUM and put that money into your savings account. You have just “saved the savings!” I have an envelope at home that is marked “Saving the Savings” and if I can’t get to FORUM right away, I put the money I saved into my envelope for safekeeping until I can get it deposited. Used your Debit card instead of cash? Apply the same principal, except that instead of depositing cash to your savings, transfer the amount you saved directly from your FORUM Checking Account to your savings account. Little by little will soon be a lot, when you're "saving the savings!"
Caroline Emmert |
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