Positive Pay
Provides a tool for FORUM business members to reduce Check and ACH fraud through account management and review. This service is intended to identify unauthorized checks and ACH items presented for payment by providing notice to the business member to review for approval or rejection. View Demo.
ACH Origination
A nationwide electronic payment system that is used for direct deposit of employee payroll, direct debit for individuals who pay you on a regular basis, and business to business payments.
Line of Credit Sweep
Automatically monitors and directs checking account funds daily.
Merchant Card Processing
Partnered with First Data Corporation, the largest card processor in the United States. First Data Corporation offers "One-Stop" shopping for our business members with the processing capabilities they require - including credit, debit, gift cards, prepaid, wireless & internet solutions and more.
Remote Check Deposit
You have the ability to convert paper checks into electronic images, and deposit the images as electronic data, eliminating a trip to the branch. Your deposit credit appears in your checking account the next day. For more information on Remote Check Deposit Processing, click here.
Zero Balance Account (ZBA)
All balances are kept in the main account, and funds are transferred automatically from the main account to pay checks written on the ZBA account.
Business Resources