Your one account to save, spend, & share.
Save – money in this account earns a top dividend rate (up to $25,000) and is readily available when you need it. Add EasyPay (One Checking + FORUM Mastercard® Credit Card) or EasySave (One Checking + CommonCents and/ or Bonus 5 Fund) to get even more from your account.
Spend – this is your spending account, it’s easy to setup and track spending
Have your monthly income direct deposited into this account (payroll, social security, etc.). Receive alerts to know when the money is in your account. Use our mobile app to deposit any paper checks received.
Use your FORUM debit card for everyday spending and recurring costs like Netflix and Amazon. E-mail or text alerts help you keep track of every purchase made.
Have insurance premiums, utilities, and other monthly payments directly debited from this account.
Share - Use this account in Venmo, Apple Cash (or whatever payments app you use) to quickly pay your friends and family.
The FORUM Credit Union Mastercard® Debit Card makes life a little easier. It gives you fast and secure access to your funds for everyday and special purchases. Get the convenience and protection you deserve.
Earn $0.05 on every debit card transaction! Or earn a high dividend rate on your monthly balances up to $25,000!
There are two options for earning dividends on the One Checking Account:
Rewards for cash or banked rewards will be earned at the rate of $0.05 for every FORUM debit card transaction (PIN or signature based transaction). Banked rewards will put all earned cash into your account at the end of the year.
Receive the current checking account dividend rate. See FORUM’s deposit rate sheet for current dividend rate. Dividends paid on daily balances of $.01 to $25,000.
*Rewards items based on last day of the previous month through the second to last day of the current month. Rewards are credited to the account as dividends and will be reported to the Internal Revenue Service on a 1099-INT. See Truth-In-Savings Disclosure for full details and disclosures.
High Dividend Rate on balances up to $25,000
All new accounts are automatically set to earn cash rewards. To change your reward option selection through CU Online.
Free credit report and analysis
Local branch events, including special promotions & offers
Access to service discounts on insurance, home security service and more!
Explore Member Perks
Members have access to 5,000 shared branch locations and surcharge-free Alliance One ATMs nationwide.
Add a Savings Account
Apply for a Credit Card
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