Building or Buying Your Dream Home?

Our Mortgage Loans Cover It All

Whether you are buying your first home, moving to a bigger home, or downsizing, FORUM has mortgage (purchase & refinance) loans with low down payment options to fit your needs. FORUM makes it easy so you can get into your dream home sooner. 

Today's rate environment is unprecedented. FORUM mortgage advisors are working tirelessly to help members with purchase and refinance options. Please note that once an application is submitted for a home refinance the response time can be up to three business days. We appreciate your understanding as we work to help all members. 

Loan Type



Purchase A New Home

30 Year Fixed



15 Year Fixed



Refinance Your Existing Loan

30 Year Fixed



15 Year Fixed



 *Rates shown above include closing costs and are based on the following assumptions: conforming conventional loan with an amount of $200,000 for a single family residence, down payment of 20%, a rate lock period of 60 days, and a customer profile with excellent credit. Rates stated above are estimates and are subject to change anytime. 


Fast Track

Zero loan processing fees, 0.125% credit towards closing costs, and expedited document processing.

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Construction Loan

Low rates and low closing costs, 5% down payment minimum, one-time closing & rate lock, and 15% down on Lot Loans.

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Fixed and variable rate options, no repayment penalties, and up to 90% loan to value with no Private Mortgage Insurance (PMI).

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I am interested in refinancing my home. 

Due to unprecedented refinance volume, once an application is submitted, the response time can be up to three business days.
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3% minimum down payment, non-traditional credit & flexible fund sources allowed included online homeownership. course. 

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180-day lock in rate, one-time float-down option, and ability to change loan products at current market rates.

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Receive additional cash-out of up to 90% loan to value and consolidate loans/debt to one simple monthly payment.

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VA Mortgage

For eligible veterans and no down payment or mortgage insurance required.

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Down payments as low as 3.5%, available in 15 and 30-year terms, and seller contributions up to 6%.

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Homeownership Opportunities Program

Receive up to $8k in assistance and up to $150 of HOP funds to use towards required homebuyer counseling.
Apply Now

3D rendering of home

Not Sure How Much
Home You Can Afford?

Run the Numbers

Mortgage Calculators

FORUM Has The Right Team And Loan For You

Whether you are buying your first home, moving to a bigger home or downsizing, FORUM offers mortgage loans to fit your needs.

Connect with us today at
866-367-8600 or
317-558-6160 to learn more about our specific mortgages

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Our Resource Center offers a wide range of tools and information to help you progress through the loan process smoothly. Find calculators, homebuying guides and more by clicking the button below to learn more. For answers to commonly asked escrow account questions, see our guide


Get More Information

TruStage Home Insurance Plan

You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Home Insurance Program.

Working with carefully selected insurance partners, the TruStage Home Insurance Program can provide discounted rates for credit union members. You'll get quality coverage for your home: liability, personal possessions and additional living expenses. You'll also get the convenience of online servicing and 24/7 claims service.

If you haven't compared home insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

FORUM NMLS #469848
NMLS Registry Information for FORUM Credit Union Mortgage Loan Originators

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