Whether you are buying your first home, moving to a bigger home, or downsizing, FORUM has mortgage (purchase & refinance) loans with low down payment options to fit your needs. FORUM makes it easy so you can get into your dream home sooner.
Today's rate environment is unprecedented. FORUM mortgage advisors are working tirelessly to help members with purchase and refinance options. Please note that once an application is submitted for a home refinance the response time can be up to three business days. We appreciate your understanding as we work to help all members.
|
Loan Type
|
Rate
|
APR*
|
|
Purchase A New Home
|
|
|
30 Year Fixed
|
2.875
|
2.96
|
|
15 Year Fixed
|
2.125
|
2.280
|
|
|
Refinance Your Existing Loan
|
|
|
30 Year Fixed
|
4.125
|
4.218
|
|
15 Year Fixed
|
3.375
|
3.536
|
*Rates shown above include closing costs and are based on the following assumptions: conforming conventional loan with an amount of $200,000 for a single family residence, down payment of 20%, a rate lock period of 60 days, and a customer profile with excellent credit. Rates stated above are estimates and are subject to change anytime.
Fast Track
Zero loan processing fees 0.125% credit towards closing costs Expedited document processing.
Apply Now
Construction Loan
Low rates and low closing costs, 5% down payment minimum, one-time closing and rate lock, and 15% down on Lot Loans.
Apply Now
Jumbo
Fixed and variable rate options No repayment penalties Up to 90% loan to value with no Private Mortgage Insurance (PMI).
Apply Now
Refinance
I am interested in refinancing my home. Due to unprecedented refinance volume, once an application is submitted, the response time can be up to three business days.
HomeReady
3% minimum down payment Non-traditional credit & flexible fund sources allowed Included online homeownership course.
Apply Now
flexBuyer
180-day lock in rate One-time float-down option Ability to change loan products at current market rates.
Apply Now
FORUM Blend
Receive additional cash-out of up to 90% loan to value Consolidate loans/debt to one simple monthly payment.
Apply Now
VA Mortgage
For eligible veterans, no down payment or mortgage insurance required.
Apply Now
FHA
Down payments as low as 3.5% Available in 15 and 30-year terms Seller contributions up to 6%.
Apply Now
Homeownership Opportunities Program
Receive up to $8k in assistance Up to $150 of HOP funds to use towards required homebuyer counseling.
Apply Now
-
VA Mortgage
For eligible veterans, no down payment or mortgage insurance required.
Apply Now
Learn More
-
Refinance
I am interested in refinancing my home. Due to unprecedented refinance volume, once an application is submitted, the response time can be up to three business days.
Learn More
-
Construction Loan
Low rates and low closing costs, 5% down payment minimum, one-time closing and rate lock, and 15% down on Lot Loans.
Apply Now
Learn More
-
Fast Track
Zero loan processing fees 0.125% credit towards closing costs Expedited document processing.
Apply Now
Learn More
-
FHA
Down payments as low as 3.5% Available in 15 and 30-year terms Seller contributions up to 6%.
Apply Now
Learn More
-
flexBuyer
180-day lock in rate One-time float-down option Ability to change loan products at current market rates.
Apply Now
Learn More
-
FORUM Blend
Receive additional cash-out of up to 90% loan to value Consolidate loans/debt to one simple monthly payment.
Apply Now
Learn More
-
HomeReady
3% minimum down payment Non-traditional credit & flexible fund sources allowed Included online homeownership course.
Apply Now
Learn More
-
Homeownership Opportunities Program
Receive up to $8k in assistance Up to $150 of HOP funds to use towards required homebuyer counseling.
Apply Now
Learn More
-
Jumbo
Fixed and variable rate options No repayment penalties Up to 90% loan to value with no Private Mortgage Insurance (PMI).
Apply Now
Learn More
FORUM Has The Right Team And Loan For You
Whether you are buying your first home, moving to a bigger home or downsizing, FORUM offers mortgage loans to fit your needs.
Connect with us today at
866-367-8600 or
317-558-6160 to learn more about our specific mortgages