Building or Buying Your Dream Home?

Our Mortgage Loans Cover It All

Whether you are buying your first home, moving to a bigger home, or downsizing, FORUM has mortgage (purchase & refinance) loans with low down payment options to fit your needs. FORUM makes it easy so you can get into your dream home sooner. 

Today's rate environment is unprecedented. FORUM mortgage advisors are working tirelessly to help members with purchase and refinance options. Please note that once an application is submitted for a home refinance the response time can be up to three business days. We appreciate your understanding as we work to help all members. 
 

Loan Type

Rate

APR*

Purchase A New Home

30 Year Fixed

2.875

2.96

15 Year Fixed

2.125

2.280

Refinance Your Existing Loan

30 Year Fixed

4.125

4.218

15 Year Fixed

3.375

3.536

 *Rates shown above include closing costs and are based on the following assumptions: conforming conventional loan with an amount of $200,000 for a single family residence, down payment of 20%, a rate lock period of 60 days, and a customer profile with excellent credit. Rates stated above are estimates and are subject to change anytime. 


 

Fast Track

Zero loan processing fees 0.125% credit towards closing costs Expedited document processing. 


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Construction Loan

Low rates and low closing costs, 5% down payment minimum, one-time closing and rate lock, and 15% down on Lot Loans. 

Apply Now

Jumbo

Fixed and variable rate options No repayment penalties Up to 90% loan to value with no Private Mortgage Insurance (PMI). 

Apply Now

Refinance

I am interested in refinancing my home. Due to unprecedented refinance volume, once an application is submitted, the response time can be up to three business days.
 
 

HomeReady

3% minimum down payment Non-traditional credit & flexible fund sources allowed Included online homeownership course. 

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flexBuyer

180-day lock in rate One-time float-down option Ability to change loan products at current market rates. 


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FORUM Blend

Receive additional cash-out of up to 90% loan to value Consolidate loans/debt to one simple monthly payment. 


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VA Mortgage

For eligible veterans, no down payment or mortgage insurance required. 



Apply Now

FHA

Down payments as low as 3.5% Available in 15 and 30-year terms Seller contributions up to 6%. 



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Homeownership Opportunities Program

Receive up to $8k in assistance Up to $150 of HOP funds to use towards required homebuyer counseling. 

Apply Now

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FORUM Has The Right Team And Loan For You

Whether you are buying your first home, moving to a bigger home or downsizing, FORUM offers mortgage loans to fit your needs.

Connect with us today at
866-367-8600 or
317-558-6160 to learn more about our specific mortgages

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Resources

Our Resource Center offers a wide range of tools and information to help you progress through the loan process smoothly. Find calculators, homebuying guides and more by clicking the button below to learn more.

 

Get More Information

TruStage Home Insurance Plan

You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Home Insurance Program.

Working with carefully selected insurance partners, the TruStage Home Insurance Program can provide discounted rates for credit union members. You'll get quality coverage for your home: liability, personal possessions and additional living expenses. You'll also get the convenience of online servicing and 24/7 claims service.

If you haven't compared home insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
MAH-1112-35F0

FORUM NMLS #469848
NMLS Registry Information for FORUM Credit Union Mortgage Loan Originators

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