Personal Loan Rates


Interested in a low credit card rate, a personal line of credit, or maybe you’re looking to consolidate debt? See below for our competitive, low personal loans rates.

Click here to see the detailed Personal Loan rate sheet and full disclosures, including rate information for Motorcycle, Boats, and RV Loans.

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Tier Max. Credit Limit Intro Rate APR* Min. APR (Floor) Max. APR Margin
A+ and A $25,000 2.99% 7.24%
(Variable with the Market Based on the Prime Rate)
3.99% 21.00% +3.99%
B $20,000 2.99% 9.24%
(Variable with the Market Based on the Prime Rate)
5.99% 21.00% +5.99%
C $15,000 2.99% 13.24%
(Variable with the Market Based on the Prime Rate)
9.99% 21.00% +9.99%
Tier Maximum Credit Limit Annual Percentage Rate (APR) Minimum APR (Floor) Maximum APR Margin
A+ and A $25,000 7.99%
(Variable with the Market Based on the Prime Rate)
7.99% 21.00% +3.50%
B $20,000 10.99%
(Variable with the Market Based on the Prime Rate)
10.99% 21.00% +5.50%
C $15,000 12.99%
(Variable with the Market Based on the Prime Rate)
12.99% 21.00% +7.50%
Tier Maximum Loan Amount Annual Percentage Rate (APR) Maximum Term
A+ and A $40,000 7.49%* Fixed 41 Months
A+ and A $40,000 7.74%* Fixed 53 Months
A+ and A $40,000 7.99%* Fixed 65 Months
A+ and A $40,000 8.49%* Fixed 77 Months
A+ and A $40,000 8.74%* Fixed 84 Months
B $30,000 9.74%* Fixed 41 Months
B $30,000 9.99%* Fixed 53 Months
B $30,000 10.24%* Fixed 65 Months
B $30,000 10.49%* Fixed 77 Months
B $30,000 10.74%* Fixed 84 Months
C $20,000 12.24%* Fixed 41 Months
C $20,000 12.49%* Fixed 53 Months
C $20,000 12.74%* Fixed 65 Months

Rates as of 10/13/2020.

Deposit Rates

Consumer Fee Schedule

Business Fee Schedule

Rates are subject to change without notice. See the appropriate fee disclosure and deposit rate sheet for minimum balance requirements and dividend information.

Rate quoted as a fixed annual percentage rate (APR). Rate listed above are limited to A+ tiers only. Higher rates may apply based on credit worthiness.

Rates may vary according to the market based on prime rate.

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