Do it yourself
If you are able to do parts of the job yourself, be sure the contractor reduces the cost of the project to account for the portion you will complete.
Use your resources
If you know a reliable and insured handyman with references from past customers, this option could be less expensive than a contractor for some projects.
Know what shouldn’t be DIY
For big projects, going the DIY route or using a less experienced handyman can end up costing you more if a portion of the job is completed incorrectly and has to be fixed later.
Have enough saved
Hold off on the renovation until you have saved at least a portion of the projected project cost.
Swap skills
Barter services if you have friends or family with the skills to do some or all of your project.
Do projects in the off-season
Complete the project in the off-season. Significant savings can be gained by working with a company during their slow season.